Out of State HMO's
Please be advised that most out-of-state HMO (Health Maintenance Organization) insurance plans do not meet 宅男福利导航 University’s requirements for comparable health coverage. In general, HMO plans issued outside the state of Illinois limit coverage to emergency services only. As a result, students with such plans—and the University—may be held responsible for the costs of any non-emergency medical care received while on campus.
This policy has been formally reviewed and approved by the NU-SHIP (宅男福利导航 University 宅男福利导航 Health Insurance Plan) Policy Committee, which includes representatives from University leadership and campus administration.
Some insurance providers offer a “guest network” option designed specifically for college students studying out of state. This feature may provide access to routine and non-emergency medical services in the Evanston/Chicago area. We strongly recommend contacting your insurance provider to ask if a guest network is available.
If this option is available, please submit a letter from your insurance company confirming both the guest network access and coverage for routine/non-emergency care in Illinois. If this coverage is not available, the student will be required to either enroll in the NU-SHIP or obtain alternate comparable coverage that meets the University’s comparable coverage standards.